Gold Rate Today 21 October 2026: 22K and 24K Prices

Gold Rate Today 21 October 2026: 22K and 24K Prices

Focus Keyword: Gold Rate Today 21 October 2026

Gold prices across major Indian cities remained an important consideration for jewellery buyers on October 21, 2026. According to an available city-wise market report, 24-carat gold was quoted at around ₹1,46,230 per 10 grams in Delhi and Jaipur, while the 22-carat rate stood at approximately ₹1,34,050.

In Mumbai, Kolkata and Bengaluru, the same report listed 24-carat gold at ₹1,46,080 per 10 grams and 22-carat gold at ₹1,33,900. These figures are indicative rather than guaranteed retail quotations. Buyers should check the latest local jeweller rates before making a purchase.

Gold Price Today: 22K and 24K Rates in Major Cities

Gold prices can vary from one city to another because of local market conditions, transportation costs, dealer pricing and other factors. The following table summarises indicative rates reported for October 21, 2026.

These are indicative city-wise prices. They exclude 3% GST and jewellery making charges and do not represent a complete list of every Indian state or market.

Why Gold Prices Differ Across Indian States

Gold rates are influenced by several local and international factors. Transportation expenses, local bullion market quotations, demand and jewellers' pricing practices can lead to differences between cities.

The rate displayed by a market information website may also differ from a retailer's final selling price. Consumers should therefore confirm the applicable rate at the shop where they intend to buy gold.

22-Carat vs 24-Carat Gold: What Is the Difference?

24-carat gold has a higher level of purity and is commonly associated with investment products such as gold bars and coins. Its relatively soft nature makes it less suitable for some jewellery designs.

22-carat gold contains approximately 91.6% gold, with other metals added to improve durability. This makes it a popular choice for ornaments and traditional jewellery.

The appropriate option depends on whether the buyer prioritises jewellery use, purity or investment requirements.

What Buyers Should Check Before Purchasing Gold

Before paying for gold jewellery, consumers should:

• Confirm the day's 22K or 24K rate with the jeweller.
• Check the applicable hallmark and purity information.
• Ask for a clear breakdown of making charges and applicable GST.
• Verify the net weight and the final invoice.
• Review exchange and buyback terms when purchasing jewellery.

The quoted gold rate is not necessarily the final amount payable. Making charges and applicable taxes can increase the total bill.

What Influences Gold Prices in India?

Domestic gold prices can respond to international bullion prices, movements in the rupee against the US dollar, interest-rate expectations and investor demand. Seasonal buying during festivals and the wedding season can also influence retail activity.

However, festive demand alone does not determine whether prices will rise or fall. Market conditions can change, making it important to check updated rates rather than rely solely on past prices.

Conclusion

The available October 21, 2026 report placed 22-carat gold at approximately ₹1,33,900–₹1,34,050 per 10 grams and 24-carat gold at ₹1,46,080–₹1,46,230 across the listed major cities. These figures are indicative and may differ from actual local quotations. Buyers should confirm purity, the day's rate, making charges and taxes before completing a transaction.